Okay, there’s no shame in needing help with your credit score. If you are in a situation where you need some fixes, here are a few tips:

  1. Start paying on time, and pay down what you can of your balance!
  2. But, once you’ve paid that balance down, don’t close any accounts–your credit score is affected by how long your credit accounts have been open.

For more advice, visit Mahalo’s How to Improve Your Bad Credit Score