Okay, there’s no shame in needing help with your credit score. If you are in a situation where you need some fixes, here are a few tips:

Start paying on time, and pay down what you can of your balance!
But, once you’ve paid that balance down, don’t close any accounts–your credit score is affected by how […]

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Unless you are independently wealthy, you will probably need to secure financing to buy a car. And, if you’re anything like me, this is not something they taught you how to do in school. Just the mention of APRs and financing deals makes my mind go a little fuzzy, but at some point in life, […]

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